When you buy a new vehicle off the lot, it typically comes with a factory warranty provided by the manufacturer. This coverage protects you from defects in production, design flaws, or other issues that arise through no fault of your own. However, once the manufacturer’s warranty expires, you become responsible for all repair costs.
Explore the benefits of aftermarket coverage or a near bumper-to-bumper warranty to help you determine if it’s the right choice for your vehicle.
What Is a Bumper-to-Bumper Warranty?
A bumper-to-bumper warranty is one of the most comprehensive forms of vehicle protection, but it is usually only available from manufacturers for new cars. For continued coverage after the original warranty expires, a third-party extended warranty — technically known as a vehicle service contract (VSC) — is a great option.
An extended bumper-to-bumper warranty covers almost every component of your vehicle, with some exceptions for wear-and-tear items like brake pads or windshield wiper blades. Always review your contract carefully to understand what is and isn’t covered before signing up for a plan.
5 Reasons to Get a Bumper-to-Bumper-Like Warranty
1. Comprehensive Coverage for Maximum Protection
It can be difficult to know what areas of your vehicle are going to have issues as it ages. For example, some cars will never have a problem with their electrical system, while others will consistently need electrical repairs. Because of this unpredictability, you want to have the most comprehensive warranty protection available so you can be covered no matter what happens.
The last thing you want to be dealing with as a vehicle owner is a breakdown or malfunction on a component that is not covered under your factory warranty. With an aftermarket warranty or near bumper-to-bumper protection, though, you can rest easy knowing that you can get the help you need.
2. Fewer Out-of-Pocket Repair Costs
Car repairs are some of the most expensive bills that a person can face. If you are trying to save money wherever you can, a near bumper-to-bumper extended car warranty is your best option. Over time, it’s costly to keep your vehicle in good shape, and you might find that you are spending much more than you expected, even with normal repairs.
Having comprehensive aftermarket warranty coverage in place will ensure that you won’t have to dip into your savings or use credit cards for a repair you weren’t expecting. This saves you money in the short-term as well as the long-term and helps you keep your financial goals on track.
3. Added Peace of Mind for Car Owners
Dealing with an unexpected repair for your vehicle can be a major source of stress, especially if you don’t have an emergency fund in place. With an extended bumper-to-bumper warranty, though, you can drive with confidence, knowing that you won’t be on the hook for a large repair.
While it can be difficult to deal with a breakdown due to the lack of transportation and the added tasks on your schedule that come with dealing with it, the financial aspect can be especially taxing on your mental health. By having complete coverage for every part of your vehicle, you don’t have to be worried about a breakdown every time you get behind the wheel.
4. Coverage Beyond the Factory Vehicle Warranty
Your vehicle’s factory warranty can be a big help when you first get it. Most factory warranties, though, are only good for somewhere between three years or 36,000 miles and five years or 60,000 miles. Once this warranty is up, you will have to pay for any repairs that you might need, and having a bumper-to-bumper extended warranty or aftermarket plan is advantageous.
Even if your factory warranty is still valid, you may want to widen the coverage you have with a third-party provider. Depending on what is included with your vehicle’s factory warranty, having a more comprehensive extended warranty plan on top of it can give you the most complete protection possible.
5. Flexibility to Choose Certified Repair Shops
When you have an auto warranty provided by your vehicle’s manufacturer, you are most likely limited when it comes to where you can take your car for costly repairs. Most manufacturers require you to get all repairs done at the dealership in order to keep your factory warranty valid.
With near bumper-to-bumper protection from a third party, though, you have many more options for where you can get your car fixed. Instead of being forced to go to the dealership, which may or may not be convenient for you, you can take your vehicle to a wider range of certified shops that can provide excellent service and repairs. This makes it easier to get the work you need and opens up more possibilities for finding the best mechanic for your car.
Aftermarket Warranties and Bumper-to-Bumper-Like Coverage
An aftermarket warranty from a third-party provider like Endurance is the best way to get complete coverage for your car once the factory warranty is up. Endurance offers a range of customizable vehicle service contracts, from the most basic powertrain warranty to exclusionary near bumper-to-bumper protection that will help you with any mechanical issues and keep your vehicle in great shape for many years to come.
Plus, there are plans for everything from older high-mileage vehicles to top-of-the-line exotic and luxury cars. Endurance will even cover vehicles that other providers won’t, such as Canadian Gray Market cars, vehicles with a rebuilt or salvage title, and cars used for commercial purposes like rideshare or delivery.
In addition to great coverage, every Endurance plan also comes with a large collection of standard perks to help keep you safe on the road. These include things like 24/7 roadside assistance with towing, rental car coverage, and travel interruption coverage. You can also access our Elite Benefits package, which includes tire repair or replacement, key fob replacement, $1,000 toward total loss protection, and more.* With this kind of extra protection on top of near bumper-to-bumper coverage, you can rest easy whenever you are in the driver’s seat.
Get Comprehensive Coverage With Endurance
Making sure that your vehicle is completely protected should always be a top priority. With a auto protection plan as close to bumper-to-bumper coverage as possible, you can be sure that any repairs will be covered and that you won’t have to worry about expensive repair bills from the mechanic.
If you are ready for comprehensive coverage, get in touch with Endurance’s award-winning team at (800) 253-8203. You can also see your price quote online to make the right decision for you and your vehicle.
For more auto expert resources, check out the Endurance Warranty blog. There, you will find other helpful guides like this one, warranty provider comparisons, DIY tips and tricks, and much more.